Software, Systems & ML Infrastructure Engineer

Turning Complex Ideas into Production Reality

Hi, I'm Karthik Balasubramanian — a Software Engineer at Adobe specializing in Site Reliability, Systems Architecture, and ML Infrastructure. Driven by solving core business challenges, I bridge high-level strategy with deep technical execution — partnering with research and engineering teams to transform experimental concepts and machine learning systems into production-ready platforms. In my free time, I build tools to solve lingering problems I encounter in day-to-day life and make them useful for others. I do not collect, store, or use your data for any purpose.

Personal Lifestyle & Wealth Planner

A guided 3-phase financial journey designed to protect your quality of life. Make life-first decisions without overextending on housing or sacrificing your family's future.

Interactive 3-Step Guided Swimlane
STEP 1 • PAYCHECK 01

Net Take-Home & Wealth Allocator

Goal: First, decide what liquid net pay you want in hand after maxing 401(k), HSA, & ESPP.

  • Dynamic Tax Dissection (Federal, State, FICA, SDI)
  • 401(k) Match & ESPP $21.25k cap calculator
  • 26-Paycheck Chronological Cash Flow Timeline
Launch Paycheck Allocator →
STEP 2 • LIFESTYLE 02

Rent vs Buy & House Poor Tester

Goal: Next, input your non-housing lifestyle budget to see if buying leaves you house poor.

  • ZIP code property tax & PITI mortgage engine
  • Life-First manifesto & Right-Sized Home calculator
  • 10-Year Net Worth Trajectory comparison
Launch Rent vs Buy Tester →
STEP 3 • FAMILY 03

Child 529 & Wealth Growth Planner

Goal: Finally, project 18-year growth for your child's 529, UTMA, and Trump account.

  • State 529 tax deduction optimizer
  • Age 18 college fund vs Age 60 Roth Rollover
  • Custodial UTMA & Trump account compounding
Launch Child 529 Planner →